1-Day Workshop · 24 Aug 2026 · Amara Singapore

Follow The
Money Trail

By Invitation — Singapore Government Officers Only. Designed for law enforcers, regulators, investigators, and public sector officers whose work requires tracing suspicious funds, concealed assets, and financial flows.
Investigations often stall when officers can no longer explain where the money went.

Criminal proceeds move through mule accounts, shell entities, payment systems, trade transactions, and cryptocurrency channels designed to obscure ownership and control.

This workshop helps officers understand how money actually moves, so they can interpret financial activity more clearly, uncover hidden links, and pursue investigations more effectively.

Case-study driven No pre-requisites Govt billing via Vendors@Gov
1Full Day
4Programme Modules
20+Yrs, Your Trainer
★★★★★Past Participants
Upcoming run
24 Aug 2026
9 am – 5.30 pm · Amara Singapore
Following run 18 Nov 2026
Fees (SGD, nett, per person)
Normal rate (from 04 Aug)$ 837.90
Early bird (by 03 Aug)$ 766.50
Group of 3+ (by 03 Aug)$ 698.25
GST not applicable · Govt billing via Vendors@Gov / InvoiceNow
Relevant to officers from
Singapore Police Force CPIB MAS ACRA Immigration & Checkpoints Authority Singapore Customs

Why This Matters

Financial Trails Are Designed
to Become Harder to Follow.

Money laundering, scam proceeds, concealed assets, and cross-border transfers rarely present themselves clearly. Funds move through systems built for speed, scale, and limited visibility. Investigators must understand those systems before they can interpret the trail.

Money Moves Faster Than Investigations

Funds can move across banks, jurisdictions, payment processors, and trade structures before investigators identify the first suspicious transaction. Speed favours those trying to conceal the trail.

Layering Obscures Control

Mule accounts, shell entities, cryptocurrency conversions, and cross-border transactions can make linked activity appear disconnected. Without understanding the layering, important leads are easily missed.

Data Alone Is Not Enough

CTR, COSMIC, ACRA API, MYINFO, MEPS, CDP, and blockchain records may hold useful intelligence. The challenge is knowing how to connect, interpret, and apply that information in an investigation.

The Capability Gap

Why Investigations Lose
the Money Trail.

Many officers can access financial records. Far fewer have been shown how money moves through the systems that generate those records.

Transactions Are Viewed in Isolation

Suspicious transfers may look unrelated until officers recognise the larger movement pattern behind them.

Ownership Is Hidden Behind Structures

Corporate entities, nominees, mule accounts, and intermediaries can obscure who truly controls the funds.

Traceable Leads Are Missed

Cryptocurrency transfers, database records, and banking trails may still reveal useful links when investigators know what to look for.

Follow The Money Trail closes this gap by helping officers understand the mechanics behind financial movement, concealment, and recovery.

About This Workshop

Understand how money
moves through systems
criminals exploit.

Follow The Money Trail is a one-day, case-study-driven workshop led by a former banking fraud and AML leader.

It helps Singapore government officers understand how funds move through banking systems, shell entities, payment infrastructure, trade transactions, cryptocurrency channels, and cross-border networks.

  • 01 Real-world case studies involving scam proceeds, suspicious transaction flows, money laundering, and concealed assets.
  • 02 Practical explanation of how funds move through correspondent banking, payment systems, trade transactions, and crypto channels.
  • 03 Coverage of investigative resources including CTR, COSMIC, ACRA API, MYINFO, MEPS, CDP, and blockchain public ledgers.
  • 04 Designed for officers involved in investigation, intelligence, enforcement, regulatory oversight, insolvency, and asset recovery.

Who Should Attend

For Singapore government officers whose work requires following money across accounts, entities, jurisdictions, and asset classes.

Relevant to officers investigating suspicious transactions, concealed assets, scam proceeds, cross-border financial movements, and money laundering activity.

No prior banking or finance background is required. The workshop starts from first principles and uses practical case examples throughout.

Law Enforcement Investigators Commercial Affairs Officers AML Specialists Regulatory Enforcement Financial Intelligence Officers Asset Recovery Officers Intelligence Analysts Official Assignee Officers Customs & Border Officers Insolvency & Public Trustee Officers IRAS Enforcement Officers Family Justice Courts Officers

Key Take-aways

Six Capabilities You Leave With

Each take-away is framed around practical investigative use — not theory alone.

Understand Where the Money Went Next

Trace how funds move through banks, correspondent networks, payment processors, and alternative channels.

Recognise Laundering Patterns

Apply placement, layering, and integration concepts to real scam, fraud, and asset-concealment scenarios.

Read Transactions as Evidence

Identify red flags, movement patterns, mule account structures, and suspicious transaction behaviour.

Assess Cryptocurrency Trails

Understand what public ledgers can reveal, what may be recoverable, and where tracing limits begin.

Find Hidden Connections Faster

Use CTR, COSMIC, ACRA API, MYINFO, MEPS, and CDP more effectively in financial investigations.

Follow Scam Money Back to Source

Analyse how scam proceeds move through accounts, jurisdictions, entities, and digital channels.

Programme Outline

Four Modules, One Full Day

The programme moves from international money movement mechanics through money laundering detection and transaction analysis, culminating in practical use of Singapore's investigative databases and digital tools.

Module 1 Global Money Movement & Financial Systems
  • SWIFT, correspondent banking, and international funds transfer systems
  • International financial standards and how they govern cross-border payments
  • Settlement methods and cross-border payment mechanisms
  • Trade financing and how deals are settled without moving physical currency
  • How money moves without moving — the mechanisms criminals exploit
Module 2 The Three Stages of Money Laundering
  • Placement techniques — how criminal proceeds enter the financial system — and detection strategies
  • Layering schemes — how criminals obscure the trail — and tracking methodologies
  • Integration methods — how laundered funds re-enter the economy — and prevention measures
  • How scam syndicates launder proceeds from Cambodia, Myanmar, and Thailand
  • Trade-based money laundering schemes and how to identify them
Module 3 Transaction Analysis & Detection Techniques
  • Analysing transaction patterns for suspicious activities and anomalies
  • Suspicious activity indicators and red flag identification in financial data
  • Southeast Asian scam centre operations — how proceeds flow into Singapore
  • Mule account networks — structure, recruitment, and detection
  • Cryptocurrency conversion tactics and how they are used to break the trail
Module 4 Investigative Resources & Digital Tools
  • Cash Transaction Reports (CTR) and COSMIC database — practical use in financial investigations
  • ACRA API, MYINFO, and MEPS — accessing corporate and personal financial data lawfully
  • CDP (Central Depository) — tracing securities and investment accounts
  • Cryptocurrency public ledgers and blockchain investigation techniques
  • Leveraging existing resources to expedite law enforcement actions

Pre-Requisites

  • ·No prior banking or finance background required
  • ·Open to Singapore government officers only — eligibility verified on registration
  • ·Relevant for anyone whose work involves financial crime, scam, fraud, or asset recovery

Included in This Course

  • ·Soft copy course materials and case study reference pack
  • ·Refreshments and lunch
  • ·Certificate of participation

Why This Workshop Is Different

Most AML Training Teaches Compliance.
This Workshop Teaches Investigation.

Follow The Money Trail is not designed as a generic compliance briefing. It is built for officers who need to interpret financial movement, identify concealed links, and support investigative decisions.

Typical AML / Compliance Training
Follow The Money Trail
Focuses mainly on regulatory obligations and reporting requirements.
Focuses on how investigators trace funds, interpret transactions, and uncover hidden control.
Often designed for banking, compliance, or risk professionals.
Designed for Singapore government officers involved in investigation, enforcement, intelligence, and asset recovery.
Explains money laundering concepts at a general level.
Shows how funds actually move through banks, entities, trade transactions, payment systems, and cryptocurrency channels.
Treats financial data as a compliance record.
Treats financial data as investigative intelligence that can reveal movement, ownership, and hidden relationships.
May rely heavily on theory, terminology, and regulatory frameworks.
Uses case studies and practical examples drawn from fraud, scam proceeds, laundering, and cross-border fund flows.

Your Facilitator

Two Decades of Frontline Banking Fraud
and AML Experience

Mr Larry Lam
Financial Crime Investigator · Former Banking Fraud & AML Team Lead · Former Adjunct Associate Professor, NUS
20+ Years Banking Fraud & AML Former Fraud Investigation Team Lead Former AML Team Lead Adjunct Associate Professor, NUS (2010–2020) Forensic Accounting Financial Crime Analytics Cross-border Illicit Fund Flows

Mr Larry Lam brings more than two decades of frontline experience in uncovering complex fraud schemes, money-laundering activities, and financial misconduct across the banking and corporate sectors. He previously led fraud-investigation and AML teams in major financial institutions, where he handled high-value internal fraud, cross-border illicit fund flows, and sophisticated scam networks.

His investigative work has contributed to the successful resolution of several high-profile fraud cases. These experiences shape his practical, intelligence-driven approach to training — grounded in what actually happens inside the banking system, not what textbooks say should happen.

Larry has trained officers from numerous Singapore government agencies, including enforcement, regulatory, and financial oversight bodies. His sessions are known for turning real-world investigative techniques into clear, actionable skills. He served as Adjunct Associate Professor at the National University of Singapore from 2010 to 2020, teaching forensic accounting and financial crime analytics — reinforcing his standing as one of the region's leading voices in anti-scam and financial investigation.

Agencies Trained
Singapore Law Enforcement Singapore Regulatory Bodies Financial Oversight Agencies National University of Singapore

Frequently Asked Questions

Common Questions

This course is designed exclusively for Singapore government officers whose work requires following money trails — whether in financial crime investigation, insolvency, asset recovery, regulatory enforcement, or judicial support. This includes officers from law enforcement agencies, the Official Assignee's office, the Insolvency and Public Trustee's Office, regulatory bodies such as MAS and ACRA, IRAS enforcement, Family Justice Courts, Legal Aid Bureau, and other government ministries and statutory boards. Registrations are subject to eligibility verification. If you are unsure whether you qualify, please email info@maitreallianz.com.
No prior banking or finance background is required. The course is specifically designed for investigators and enforcement officers who have never worked inside the financial system — and that is precisely the gap it fills. The trainer builds from first principles and uses real case studies to make every concept accessible and immediately applicable, regardless of your starting point.
Module 4 provides hands-on coverage of the Singapore investigative databases most relevant to financial crime investigations: Cash Transaction Reports (CTR), the COSMIC database, ACRA API, MYINFO, MEPS (MAS Electronic Payment System), and CDP (Central Depository). Cryptocurrency public ledger investigation — including how to navigate blockchain records and identify exchange flows — is also covered. The focus is on practical application, not just awareness.
A pre-filled justification letter is available. Click the button below to download it.
Government agencies and statutory boards are invoiced through Vendors@Gov or InvoiceNow on 30-day payment terms. Include your BU code in the registration form and we will handle the rest. No upfront payment is required for government entities.
Substitution is allowed at any time at no charge. Postponement is allowed free of charge before the course is confirmed to run, but is subject to approval after confirmation. Cancellation is free before the course is confirmed to run. After confirmation, a withdrawal fee applies based on notice period: 21+ days (15%), 20–14 days (25%), 13–7 days (50%), 6 days or fewer (100%). Absentee, no-show, or medical leave — the full fee is due.
Yes. In-house runs are available and can be customised to your agency's specific investigation types, financial crime focus areas, and operational context. This is particularly effective for financial crime units, AML teams, or asset recovery divisions that want a shared analytical framework for following money trails. Email info@maitreallianz.com or call +65 6100 0621 to discuss.

Secure Your Place

Register for Follow The Money Trail

24 Aug 2026 · Amara Singapore · 9:00 am – 5:30 pm

By Invitation — Singapore Government Officers Only. Registration subject to eligibility verification.

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