1-Day Workshop · 24 Aug 2026 · Amara Singapore

Follow The
Money Trail

Exclusive Training for Public Sector Officers Who Follow Money
By Invitation — Singapore Government Officers Only. This course is designed exclusively for law enforcers, regulators, investigators, and public sector officers whose work requires following money trails — regardless of the context. Registration is subject to eligibility verification.

Whether you are investigating a financial crime, tracing assets hidden by a bankrupt, pursuing undisclosed matrimonial assets, or recovering proceeds seized by the state — the money always moves through the same system. This workshop reveals how that system works, from the inside.

By Invitation · Govt Officers Only Case-study driven No pre-requisites Govt billing via Vendors@Gov
1Full Day
4Programme Modules
20+Yrs, Your Trainer
★★★★★Past Participants
Upcoming run
24 Aug 2026
9 am – 5.30 pm · Amara Singapore
Following run 18 Nov 2026
Fees (SGD, nett, per person)
Normal rate (from 04 Aug)$ 837.90
Early bird (by 03 Aug)$ 766.50
Group of 3+ (by 03 Aug)$ 698.25
GST not applicable · Govt billing via Vendors@Gov / InvoiceNow
Past participants from
Singapore Police Force CPIB MAS ACRA Immigration & Checkpoints Authority Singapore Customs

Why This Matters

Hidden Money Leaves a Trail.
You Just Need to Know
Where to Look.

Whether the subject is a scam syndicate, a bankrupt concealing assets from the Official Assignee, or a divorcing spouse hiding wealth from the court, they all use the same financial system to do it. Officers who don't understand how that system works are always one step behind.

The Financial System Is Deliberately Opaque

Funds move across borders through correspondent banks, payment processors, shell companies, and trade financing without physical currency ever changing hands. Most public sector officers have never worked inside a bank — and those concealing assets rely on that knowledge gap to stay hidden.

Hidden Assets Take Many Forms

A bankrupt transferring property to an associate, a spouse routing income through an offshore account, a fraudster layering proceeds through mule networks, a director stripping assets before winding up — the context differs, but the techniques for concealment, and for detection, are the same.

The Trail Goes Cold Without the Right Tools

Singapore's investigative databases — CTR, COSMIC, ACRA API, MYINFO, MEPS, CDP — hold the information needed to follow money trails effectively. Without knowing how to access and connect them, and without understanding crypto and cross-border flows, critical evidence is missed or arrives too late.

About This Workshop

Inside the financial system.
Guided by someone who
worked there.

Follow The Money Trail is a one-day case-study-driven workshop that reveals the inner workings of the financial world for public sector officers who need to follow money trails — whatever the context. Led by a former banking fraud and AML leader with over two decades of frontline experience, the programme equips officers to trace funds across the same financial system that scammers, bankrupts, fraudsters, and those hiding matrimonial assets all use to conceal where money has gone.

This is exclusive training for Singapore government officers — enforcement, regulatory, judicial-support, and asset-recovery functions across the public sector. Whether your work is criminal, civil, or regulatory, the financial mechanics you need to master are the same.

  • 01Case-study driven throughout — every concept is illustrated with real cross-border financial crime cases, not hypothetical examples.
  • 02Banking-insider perspective — taught by someone who led fraud investigation and AML teams inside major financial institutions.
  • 03Southeast Asia scam focus — specific coverage of Cambodia, Myanmar, and Thailand scam syndicate laundering methods and money trail patterns.
  • 04Practical investigative tools — hands-on coverage of CTR, COSMIC, ACRA API, MYINFO, MEPS, CDP, and cryptocurrency ledger investigation.

Who Should Attend

Any Singapore government officer whose work requires following money — across financial crime, insolvency, family law, or regulatory enforcement

The unifying thread is not the crime type or the legal context — it is the need to trace money that someone is deliberately trying to hide. This course equips officers across enforcement, regulatory, judicial-support, and asset-recovery functions with the financial system knowledge to do that effectively.

No prior background in banking or finance is required. The course starts from first principles and builds through real case studies drawn from financial crime, insolvency, and cross-border asset recovery.

Law Enforcement Investigators Commercial Affairs Officers AML Specialists Financial Intelligence Officers Asset Recovery Officers Customs & Border Officers Regulatory Enforcement (MAS, ACRA) Intelligence Analysts Official Assignee Officers (MinLaw) Insolvency & Public Trustee Officers IRAS Enforcement Officers Family Justice Courts Officers Legal Aid Bureau Lawyers Public Sector Internal Auditors

Key Take-aways

Six Capabilities You Leave With

Each take-away is a practised skill — not a concept to remember, but an ability you can apply to a real investigation the moment you return to your desk.

Trace International Money Flows

Understand how money moves across borders through banks, correspondent banking, payment processors, and alternative channels — without physical currency ever moving. The foundation of every financial crime investigation.

Identify Money Laundering Schemes

Apply the three-stage framework — placement, layering, integration — to recognise how criminal proceeds are moved through the financial system, including trade-based laundering and scam syndicate methods.

Analyse Suspicious Transactions

Examine transaction patterns to detect red flags and unusual behaviours indicative of money laundering — including mule account networks, crypto conversion tactics, and Southeast Asian scam centre operations.

Track Cryptocurrency Movements

Navigate blockchain public ledgers and cryptocurrency exchange records to trace digital asset flows used in money laundering schemes — and understand what is recoverable versus what is not.

Leverage Investigative Databases

Effectively use CTR, COSMIC, ACRA API, MYINFO, MEPS, and CDP systems to accelerate investigations and uncover hidden connections — practical, hands-on coverage of each tool and its application.

Investigate Scam Syndicates

Apply specialised techniques to follow money trails from Southeast Asian scam centres back to beneficial owners and criminal networks — including how proceeds enter Singapore and how they leave it.

Programme Outline

Four Modules, One Full Day

The programme moves from international money movement mechanics through money laundering detection and transaction analysis, culminating in practical use of Singapore's investigative databases and digital tools.

Module 1 Global Money Movement & Financial Systems
  • SWIFT, correspondent banking, and international funds transfer systems
  • International financial standards and how they govern cross-border payments
  • Settlement methods and cross-border payment mechanisms
  • Trade financing and how deals are settled without moving physical currency
  • How money moves without moving — the mechanisms criminals exploit
Module 2 The Three Stages of Money Laundering
  • Placement techniques — how criminal proceeds enter the financial system — and detection strategies
  • Layering schemes — how criminals obscure the trail — and tracking methodologies
  • Integration methods — how laundered funds re-enter the economy — and prevention measures
  • How scam syndicates launder proceeds from Cambodia, Myanmar, and Thailand
  • Trade-based money laundering schemes and how to identify them
Module 3 Transaction Analysis & Detection Techniques
  • Analysing transaction patterns for suspicious activities and anomalies
  • Suspicious activity indicators and red flag identification in financial data
  • Southeast Asian scam centre operations — how proceeds flow into Singapore
  • Mule account networks — structure, recruitment, and detection
  • Cryptocurrency conversion tactics and how they are used to break the trail
Module 4 Investigative Resources & Digital Tools
  • Cash Transaction Reports (CTR) and COSMIC database — practical use in financial investigations
  • ACRA API, MYINFO, and MEPS — accessing corporate and personal financial data lawfully
  • CDP (Central Depository) — tracing securities and investment accounts
  • Cryptocurrency public ledgers and blockchain investigation techniques
  • Leveraging existing resources to expedite law enforcement actions

Pre-Requisites

  • ·No prior banking or finance background required
  • ·Open to Singapore government officers only — eligibility verified on registration
  • ·Relevant for anyone whose work involves financial crime, scam, fraud, or asset recovery

Included in This Course

  • ·Soft copy course materials and case study reference pack
  • ·Refreshments and lunch
  • ·Certificate of participation

Good to Know

How this programme differs from
SkillsFuture-funded courses

Our programme is not SkillsFuture-funded. Here is why that works in your favour.

Typical SkillsFuture-Funded Courses
Follow The Money Trail
Financial crime and AML content is often generic — built for compliance awareness, not for investigators who need to trace actual money flows in real cases.
Built specifically for government investigators. Every module is grounded in real cross-border financial crime cases immediately applicable to enforcement work.
Trainers typically have academic or compliance backgrounds — not frontline experience inside the banking system handling high-value fraud and AML cases.
Taught by a former banking fraud and AML team lead with 20+ years of frontline experience — and a decade as Adjunct Associate Professor at NUS.
No coverage of Singapore-specific investigative databases (CTR, COSMIC, ACRA API, MYINFO, MEPS) or practical blockchain investigation tools.
Hands-on coverage of the full suite of Singapore enforcement databases and crypto ledger investigation — practical tools you can use the next day.
Broad cohorts mixing private and public sector, limiting the relevance of case studies and reducing the quality of peer discussion.
Government officers only. Small cohort. Peer discussion draws on real enforcement experience, making every case study more valuable.

What You'll Gain

Leave with Skills You Use
the Very Next Day

After one day, you will have the financial system knowledge and practical investigation tools that most investigators spend years trying to piece together from the outside.

01

Understand How Money Actually Moves

Master the mechanics of international funds transfer — SWIFT, correspondent banking, settlement systems, and trade financing — so you understand how crime proceeds move across borders without physical currency.

02

Recognise All Three Stages of Laundering

Apply the placement-layering-integration framework to detect money laundering at each stage — including how scam syndicates launder proceeds and how trade-based laundering schemes work in practice.

03

Read Transaction Patterns as Evidence

Examine financial data to identify the red flags and transaction patterns that indicate money laundering — including mule account structures, crypto conversion tactics, and scam centre cash-out methods.

04

Trace Cryptocurrency on the Blockchain

Navigate public blockchain ledgers and exchange records to follow digital asset flows used in laundering schemes — understanding what can be traced, what has been mixed, and what action is possible.

05

Use Singapore's Investigative Databases

Access and apply CTR, COSMIC, ACRA API, MYINFO, MEPS, and CDP to accelerate financial investigations — uncovering beneficial owners, corporate structures, and hidden financial connections efficiently.

06

Follow Scam Money Back to Source

Apply specialised techniques to trace scam proceeds from Southeast Asian operation centres through the financial system back to beneficial owners and criminal networks — including cross-border asset recovery approaches.

Your Facilitator

Two Decades of Frontline Banking Fraud
and AML Experience

Mr Larry Lam
Financial Crime Investigator · Former Banking Fraud & AML Team Lead · Former Adjunct Associate Professor, NUS
20+ Years Banking Fraud & AML Former Fraud Investigation Team Lead Former AML Team Lead Adjunct Associate Professor, NUS (2010–2020) Forensic Accounting Financial Crime Analytics Cross-border Illicit Fund Flows

Mr Larry Lam brings more than two decades of frontline experience in uncovering complex fraud schemes, money-laundering activities, and financial misconduct across the banking and corporate sectors. He previously led fraud-investigation and AML teams in major financial institutions, where he handled high-value internal fraud, cross-border illicit fund flows, and sophisticated scam networks.

His investigative work has contributed to the successful resolution of several high-profile fraud cases. These experiences shape his practical, intelligence-driven approach to training — grounded in what actually happens inside the banking system, not what textbooks say should happen.

Larry has trained officers from numerous Singapore government agencies, including enforcement, regulatory, and financial oversight bodies. His sessions are known for turning real-world investigative techniques into clear, actionable skills. He served as Adjunct Associate Professor at the National University of Singapore from 2010 to 2020, teaching forensic accounting and financial crime analytics — reinforcing his standing as one of the region's leading voices in anti-scam and financial investigation.

Agencies Trained
Singapore Law Enforcement Singapore Regulatory Bodies Financial Oversight Agencies National University of Singapore

Frequently Asked Questions

Common Questions

This course is designed exclusively for Singapore government officers whose work requires following money trails — whether in financial crime investigation, insolvency, asset recovery, regulatory enforcement, or judicial support. This includes officers from law enforcement agencies, the Official Assignee's office, the Insolvency and Public Trustee's Office, regulatory bodies such as MAS and ACRA, IRAS enforcement, Family Justice Courts, Legal Aid Bureau, and other government ministries and statutory boards. Registrations are subject to eligibility verification. If you are unsure whether you qualify, please email info@maitreallianz.com.
No prior banking or finance background is required. The course is specifically designed for investigators and enforcement officers who have never worked inside the financial system — and that is precisely the gap it fills. The trainer builds from first principles and uses real case studies to make every concept accessible and immediately applicable, regardless of your starting point.
Module 4 provides hands-on coverage of the Singapore investigative databases most relevant to financial crime investigations: Cash Transaction Reports (CTR), the COSMIC database, ACRA API, MYINFO, MEPS (MAS Electronic Payment System), and CDP (Central Depository). Cryptocurrency public ledger investigation — including how to navigate blockchain records and identify exchange flows — is also covered. The focus is on practical application, not just awareness.
A pre-filled justification letter is available. Click the button below to download it.
Government agencies and statutory boards are invoiced through Vendors@Gov or InvoiceNow on 30-day payment terms. Include your BU code in the registration form and we will handle the rest. No upfront payment is required for government entities.
Substitution is allowed at any time at no charge. Postponement is allowed free of charge before the course is confirmed to run, but is subject to approval after confirmation. Cancellation is free before the course is confirmed to run. After confirmation, a withdrawal fee applies based on notice period: 21+ days (15%), 20–14 days (25%), 13–7 days (50%), 6 days or fewer (100%). Absentee, no-show, or medical leave — the full fee is due.
Yes. In-house runs are available and can be customised to your agency's specific investigation types, financial crime focus areas, and operational context. This is particularly effective for financial crime units, AML teams, or asset recovery divisions that want a shared analytical framework for following money trails. Email info@maitreallianz.com or call +65 6100 0621 to discuss.

Secure Your Place

Register for Follow The Money Trail

24 Aug 2026 · Amara Singapore · 9:00 am – 5:30 pm

By Invitation — Singapore Government Officers Only. Registration subject to eligibility verification.

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